WE ARE EXPERIENCED
At Elmbrook Associates, we've been helping families, individuals and businesses pursue their financial goals for over 30 years. We are a collection of experienced, independent financial professionals committed to serving our clients’ financial and investment planning needs. Using our collective experience, technology, and resources, we develop uniquely tailored financial programs to help clients achieve their life-long financial goals.
WE ARE INDEPENDENT
We are small business owners not employees. We’re not limited to a product shelf of investments offered by a single institution or a bank and we don't have sales quotas to meet. We begin with your unique objectives and provide tailored recommendations hand-picked from a wide-variety of investments and programs offered by hundreds of financial institutions in the market place. Our small-business mentality is backed by big-business technology and security because we always use well-established independent custodians to safeguard your money instead of holding it ourselves.
WE WORK IN YOUR BEST INTEREST
You're going to see a lot of firms advertising themselves as "fee-only" fiduciaries who claim to be putting the client's needs first because they don't receive sales commissions in their business model. In reality, firms who operate strictly as fee-only registered investment advisors are limited in the products, programs and securities they are able to offer their clients. Fee-only firm costs are typically charged as a percentage of the total value of the client's assets under management (AUM). This cost structure may incentivize fee-only firms to keep as much of your money as possible invested into platforms and offerings solely under their management. We understand that each client's financial situation comes with its own unique set of circumstances, which is why we believe your investment plan should be anything but standard. Each of our financial professionals are dually registered as both registered representatives and investment advisor representatives, which means we are able to offer fee-only, commission-based, or a combination of fee structures designed to deliver the best available value to our clients. Whether working with you in a fiduciary capacity as an investment advisor representative or in a best-interest capacity as a registered representative, you can be sure that our financial professions will provide you with a clear understanding of our professional commitments to you, the client, and any potential conflicts of interest that may arise.
Schedule a free, introductory meeting to learn more about Elmbrook and how we can help.
